主题：从萧条到繁荣，再到萧条 -- 西瓜子

也就不会再有什么“疯狂消费”了。这里有篇英文文章谈到美国财富集中的程度.

http://www.oftwominds.com/blogoct10/grand-strategy10-10.html

“ There were 51,487,282 housing units with a mortgage and 23,875,803 Housing units without a mortgage as of 2008.

As of the end of 2009, total equity in household real estate was a paltry $6.24 trillion of which about $5.25 trillion was held in free-and-clear homes (32% of all household real estate, i.e. 32% of $16.5 trillion).

That leaves about $1 trillion--a mere 1.85% of the nation's total net worth-- of equity in the 51 million homes with mortgages.

Their 7% share of the nation's financial wealth? That is 7% of $45 trillion, or $3 trillion, including all stocks, bonds and securities in IRAs, 401K retirement funds, savings and other accounts.

That's $3 trillion held by 108 million households, compared to $32.4 trillion held by the top 5% of households (72% of $45 trillion), roughly 7 million households.

You can confirm the numbers yourself by examining the Fed Flow of Funds. "