主题：【讨论】中美民间大对账 -- 121gdi

州立大学对于州内学生而言是不贵，但是student loan还是成为了全美第二大债务，比信用卡债务还多。

这个话题下的身边统计学家，呵呵。

With over $1.6 trillion in outstanding debt, student loan borrowing is the second highest source of consumer debt, trailing only home mortgages

student loan 的利息一直很高。

https://www.sofi.com/learn/content/whats-average-student-loan-interest-rate/

而且student loan的优先级很高，你的loan要是default了

1. Your wages can be garnished without a court order

2. You can lose out on your tax refund or Social Security check, because the money is applied to your defaulted student loan

房贷你可以foreclosure拍屁股走人，医疗账单你也可以不还，student loan你试试看。